SELL your UNDERWATER HOME With A $50,000 Grant from Underwater GEORGIA

Underwater on your home?

Want to sell it ?

This is a limited-time initiative to help Georgians who owe more than their homes are worth through a one-time principal reduction.  

This non-profit grant program will provide homeowners that qualify with a grant

of $5,000 to $50,000 to reduce the principal on their home.  This is a GRANT program,

which means it does not need to be paid back.  Yes FREE MONEY!!!!

So if your underwater on your home and need to sell, this may be the program for you.

"Based on current funding, an estimated 2,700-3,000    eligible Georgia homeowners will receive assistance...

 Home safe Georgia

The term “Applicant” includes all homeowners and borrowers legally bound to the home, and the spouse (if applicable).

Qualifications:

•  The program applies only to an applicant’s primary residence, which must have been purchased prior to January 1, 2012.

• The total lien balance on all mortgages for the subject property must be less than $250,000.

• The property must have a loan to value greater than 110%, which can be reduced to 100% - 125% with assistance from $5,000 to $50,000.

• The mortgage must be less than 90 days delinquent.

• The lender/servicer must be participating in the HomeSafe Georgia programor    agree to participate.

•  Applicant(s) cannot currently own more than one home.

•  Applicant(s) cannot be in active bankruptcy and must be current on tax filings.(Tax liens, if any, must be less than $10,000 total and have a documented activepayment plan in place.)

•  The total gross household income (all income received by residing applicants) must be able to support the mortgage payment but not exceed 140% of the averaged Area Median Income of their county.

•  Additional criteria apply.

YOU MUST BE PRE APPROVED FOR THIS PROGRAM.....I HAVE LENDERS READY TO QUALIFY YOU FOR THIS PROGRAM IF THIS IS YOU.......

COMPLET THE FORM BELOW TO GET MORE INFO... FUNDS ARE LIMITED.  

SELL YOUR UNDERWATER HOME TODAY!!!

FREE Grant Money To Buy A Home....ACT Now LIMITED Funds

The National Association of Realtors reported that the 

"most difficult step in the home buying process was saving for a down payment" 

as cited in their 2015 Profile of Home Buyers and Sellers*

THERE IS A SOLUTION — National HomeBuyer's Fund Down Payment Assistance (DPA) programs which provide DPA in the form of a 

NON-REPAYABLE GRANT..........  (FREE MONEY)

• Down payment and/or closing cost assistance grant, up to 5% of the loan amount.
• Down Payment Grant (DPA) grant never has to be repaid.
• Affordable interest rates and variety of grant levels.
• FHA, VA, USDA and Conventional mortgage loan options.
• NOT limited to first-time homebuyers.(no investors please...sorry)

This program was taken off the market a few years ago it's returned, but the funding is limited.
****you have to move quick***

Unlike the Georgia Dream Program (we all love) you don't have to be a... 1st time home buyer to qualify for this grant.

• No Double closings

A DPA grant decreases homebuyer costs, avoids burdening the homebuyer with additional debt and eliminates property liens associated with secondary financing options.

This also creates a long-term positive domino effect because the housing market is infused with borrowers holding more equity for a future move-up purchase if they desire, in turn freeing up another potential entry-level property.

• Grant reduces debt and creates positive home equity.
• Grant creates a positive impact on housing economy.

  Non-repayable grant up to 5% of the mortgage loan.

   

• Generous FICO/DTI requirements.
• Low-to-moderate income limits (qualifying income only).
• FHA, VA, and USDA loan types.
• Available in multiple states.
•   30-year fixed term with full amortization

Ok, There are income limits for this program, and varies county by county....                               

Cobb           Fulton       Dekalb

$77,625       $77,625     $77,625     Updated 4/12/2016

            

You Must: 

Occupy the residence as their primary residence; non-occupant co-borrowers are not allowed.

If You Want To Know More About This Program Please Complete The Form Below!!!