tag:blogger.com,1999:blog-34358694514796620472024-02-19T02:00:55.484-05:00Empowering. Inspiring. ConnectingAnonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.comBlogger23125tag:blogger.com,1999:blog-3435869451479662047.post-80101496554300981962017-10-21T18:41:00.001-04:002017-10-21T18:41:54.868-04:00<div class="separator" style="clear: both; text-align: center;">
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<br />Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com1tag:blogger.com,1999:blog-3435869451479662047.post-45584809105751645942017-07-12T21:36:00.001-04:002017-07-12T21:36:08.415-04:00Real Estate Investment Network overview<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqRbC1VIImetgOizaX_gPLYks9fzk6iYpTOpC7cqC3VodXMDXY6E-bTzEVWOcOqPpVuhky92kxN2nhz8WvqM6L1ZGCoaXvXh_qQKACkC_DQL9Fk-pR66t225brFJr9M0urzBPr_ZEBXNeE/s1600/Investment+club+meetings.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="640" data-original-width="640" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqRbC1VIImetgOizaX_gPLYks9fzk6iYpTOpC7cqC3VodXMDXY6E-bTzEVWOcOqPpVuhky92kxN2nhz8WvqM6L1ZGCoaXvXh_qQKACkC_DQL9Fk-pR66t225brFJr9M0urzBPr_ZEBXNeE/s640/Investment+club+meetings.jpg" width="640" /></a></div>
<br />Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-66930909159703278392017-07-12T21:29:00.004-04:002017-07-12T21:29:58.074-04:00<div class="separator" style="clear: both; text-align: center;">
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<br />Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com1tag:blogger.com,1999:blog-3435869451479662047.post-77215467013753501772016-09-28T07:07:00.002-04:002016-09-28T07:07:55.713-04:00SELL your UNDERWATER HOME With A $50,000 Grant from Underwater GEORGIA Underwater on your home?<br />
<br />
Want to sell it ?<br />
<br />
<div style="color: #008dce; font-family: Helvetica; line-height: normal;">
<span style="font-size: large;">This is a limited-time </span><span style="font-size: large;">initiative to help Georgians who owe more than their homes are worth </span><span style="font-size: large;">through a one-time principal reduction. </span></div>
<br />
This non-profit grant program will provide homeowners that qualify with a grant<br />
<br />
of $5,000 to $50,000 to reduce the principal on their home. This is a <b><span style="color: red;"><u>GRANT</u> </span></b>program,<br />
<br />
which means it does not need to be paid back. Yes <b><u><span style="color: red;">FREE MONEY</span></u></b>!!!!<br />
<br />
So if your underwater on your home and need to sell, this may be the program for you. <br />
<b><span style="font-size: large;"><br /></span></b>
<br />
<div style="line-height: normal;">
<b style="color: #717171; font-family: helvetica;"><span style="font-size: large;">"Based on current funding, an estimated 2,700-3,000 eligible Georgia </span></b><b style="color: #717171; font-family: helvetica;"><span style="font-size: large;">homeowners will receive assistance...</span></b><br />
<span style="color: #717171; font-family: helvetica; font-size: xx-small;"><b><br /></b></span>
<span style="color: #717171; font-family: helvetica; font-size: xx-small;"><b> </b></span><b style="color: #717171; font-family: helvetica;">Home safe Georgia</b></div>
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<div style="line-height: normal;">
<b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">The term “Applicant” includes all homeowners and borrowers legally bound to the home, and the </span></b><b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">spouse (if applicable).</span></b><br />
<b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><br /></span></b>
<span style="color: red; font-family: "helvetica neue", "arial", "helvetica", sans-serif;"><b>Qualifications:</b></span></div>
<div style="line-height: normal;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2MBHSbY5PTxSgM2OSgC3FFCJ3pEDRXw2EjZqU-2GpaPiQgRyT4cuxy0o-fJWhwV5LbPBfJFetySmn2hU55V3WHTtogjAbLfXU4_9dcB1vS_LNPVbfPQvIXyIqvBE-Cguk_0Ac5Bp6tcuu/s1600/UnderwaterHomeArtW-300x225.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="150" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2MBHSbY5PTxSgM2OSgC3FFCJ3pEDRXw2EjZqU-2GpaPiQgRyT4cuxy0o-fJWhwV5LbPBfJFetySmn2hU55V3WHTtogjAbLfXU4_9dcB1vS_LNPVbfPQvIXyIqvBE-Cguk_0Ac5Bp6tcuu/s200/UnderwaterHomeArtW-300x225.jpg" width="200" /></a></div>
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<ul>
<li><b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><span style="line-height: normal;"> </span>The program applies only to an applicant’s primary residence, which must </span></b><b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">have been purchased prior to January 1, 2012.</span></b></li>
</ul>
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<ul>
<li><b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">The total lien balance on all mortgages for the subject property must be less </span></b><b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">than $250,000.</span></b></li>
</ul>
<div style="line-height: normal;">
</div>
<ul>
<li><b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><span style="line-height: normal;"></span>The property must have a loan to value greater than 110%, which can be </span></b><b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;">reduced to 100% - 125% with assistance from $5,000 to $50,000.</span></b></li>
</ul>
<div style="line-height: normal;">
</div>
<ul>
<li><b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><span style="line-height: normal;"></span>The mortgage must be less than 90 days delinquent.</span></b></li>
</ul>
<ul>
<li><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b><span style="line-height: normal;"></span>The lender/servicer must be participating in the HomeSafe Georgia program</b><b>or agree to participate.</b></span></li>
</ul>
<ul>
<li><b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><span style="line-height: normal;"> </span>Applicant(s) cannot currently own more than one home.</span></b></li>
</ul>
<ul>
<li><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b><span style="line-height: normal;"> </span>Applicant(s) cannot be in active bankruptcy and must be current on tax filings.</b><b>(Tax liens, if any, must be less than $10,000 total and have a documented active</b><b>payment plan in place.)</b></span></li>
</ul>
<div style="line-height: normal;">
</div>
<ul>
<li><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b><span style="line-height: normal;"> </span>The total gross household income (all income received by residing applicants) </b><b>must be able to support the mortgage payment but not exceed 140% of the </b><b>averaged Area Median Income of their county.</b></span></li>
</ul>
<div style="line-height: normal;">
</div>
<ul>
<li><b><span style="color: red; font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><span style="line-height: normal;"> </span>Additional criteria apply.</span></b></li>
</ul>
<div>
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b>YOU MUST BE PRE APPROVED FOR THIS PROGRAM.....I HAVE LENDERS READY TO QUALIFY YOU FOR THIS PROGRAM IF THIS IS YOU.......</b></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b><br /></b></span></div>
<div>
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b>COMPLET THE FORM BELOW TO GET MORE INFO... FUNDS ARE LIMITED. </b></span></div>
<div>
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b><br /></b></span></div>
<div>
<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b>SELL YOUR UNDERWATER HOME TODAY!!!</b></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b><br /></b></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b><br /></b></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b><br /></b></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b><br /></b></span></div>
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<span style="font-family: "helvetica neue" , "arial" , "helvetica" , sans-serif;"><b><br /></b></span></div>
<iframe frameborder="0" height="450" marginheight="0" marginwidth="0" src="https://docs.google.com/forms/d/e/1FAIpQLScw75HooUeuskC00opB63WkurBZLG8lOWzGNhOaXZ4cQLHDRw/viewform?embedded=true" width="600">Loading...</iframe>
Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-12792379968475214002016-09-03T08:59:00.002-04:002016-09-03T09:32:23.562-04:00FREE Grant Money To Buy A Home....ACT Now LIMITED Funds<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJg10qwxtLHOzxGzJwwgvJXbHtrHv21EO3WpyWwrjjxENVjTJ_VVY5S81sXnkBb3FYWbWRj1oX_4_0jtsld6gMxCuSSVGEP7KyWiVBMkGHxAkTEuIQHRhXLlDIhxlbNcIr9y_PBg1yZB8Y/s1600/loan-puzzle-1.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="111" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJg10qwxtLHOzxGzJwwgvJXbHtrHv21EO3WpyWwrjjxENVjTJ_VVY5S81sXnkBb3FYWbWRj1oX_4_0jtsld6gMxCuSSVGEP7KyWiVBMkGHxAkTEuIQHRhXLlDIhxlbNcIr9y_PBg1yZB8Y/s200/loan-puzzle-1.jpg" width="200" /></a></div>
<span style="font-family: "trebuchet ms" , sans-serif; font-size: large;">The National Association of Realtors reported that the </span><br />
<span style="font-family: "trebuchet ms" , sans-serif; font-size: large;"><br /></span>
<span style="font-family: "trebuchet ms" , sans-serif; font-size: large;">"<span style="color: red;">most difficult step in the home buying process was saving for a down payment</span>" </span><br />
<span style="font-family: "trebuchet ms" , sans-serif; font-size: large;"><br /></span>
<span style="font-family: "trebuchet ms" , sans-serif; font-size: large;">as cited in their 2015 Profile of Home Buyers and Sellers*</span><br />
<br />
<div style="-webkit-text-stroke-color: rgb(50, 51, 51); -webkit-text-stroke-width: initial; color: #323333; font-family: Tahoma; font-size: 11px; line-height: normal;">
<span style="-webkit-text-stroke-color: rgb(57, 57, 57); color: #393939;"><b><br /></b></span></div>
<div style="-webkit-text-stroke-color: rgb(50, 51, 51); -webkit-text-stroke-width: initial; color: #323333; font-family: Tahoma; font-size: 11px; line-height: normal;">
<span style="-webkit-text-stroke-color: rgb(57, 57, 57); color: #393939;"><b><br /></b></span></div>
<div style="font-family: tahoma; line-height: normal;">
<span style="-webkit-text-stroke-color: rgb(57, 57, 57); color: blue;"><b>THERE IS A SOLUTION</b></span><span style="color: #323333;"> — </span><b style="color: #323333;">National HomeBuyer's Fund</b><span style="color: #323333;"> Down Payment Assistance (DPA) programs which provide DPA in the form of a</span><span style="color: #323333; font-size: large;"> </span></div>
<div style="-webkit-text-stroke-color: rgb(50, 51, 51); -webkit-text-stroke-width: initial; color: #323333; font-family: Tahoma; line-height: normal;">
<span style="-webkit-text-stroke-width: initial;"><b><span style="font-size: large;"><u>NON-REPAYABLE GRANT..........</u> </span>(FREE MONEY)</b></span></div>
<div style="-webkit-text-stroke-color: rgb(50, 51, 51); -webkit-text-stroke-width: initial; color: #323333; font-family: Tahoma; font-size: 11px; line-height: normal; min-height: 13px;">
<br /></div>
<div style="-webkit-text-stroke-color: rgb(50, 51, 51); -webkit-text-stroke-width: initial; color: #323333; font-family: Tahoma; font-size: 11px; line-height: normal; min-height: 13px;">
<br /></div>
<div style="-webkit-text-stroke-color: rgb(50, 51, 51); -webkit-text-stroke-width: initial; color: #323333; font-family: Tahoma; font-size: 11px; line-height: normal; margin-left: 36px; text-indent: -36px;">
</div>
<ul>
<li><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span style="-webkit-text-stroke-width: initial;"><span style="color: red;">Down payment and/or closing cost assistance grant, up to 5% of the loan amount.</span></span></li>
<li><span style="color: red;"><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span>Down Payment Grant (<span style="-webkit-text-stroke-width: initial;">DPA) grant never has to be repaid.</span></span></li>
<li><span style="color: red;"><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span style="-webkit-text-stroke-width: initial;">Affordable interest rates and variety of grant levels.</span></span></li>
<li><span style="color: red;"><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span style="-webkit-text-stroke-width: initial;">FHA, VA, USDA and Conventional mortgage loan options.</span></span></li>
<li><span style="color: red;"><span class="Apple-tab-span" style="color: red; white-space: pre;"> </span><span class="Apple-tab-span" style="color: red; white-space: pre;"> </span><span style="-webkit-text-stroke-width: initial;"><span style="color: red;">NOT limited to first-time homebuyers.</span><b>(no investors please...sorry)</b></span></span></li>
</ul>
<div>
This program was taken off the market a few years ago it's returned, but the funding is <span style="color: red; font-size: large;"><b>limited.</b></span><br />
<span style="color: red;"><b>****you have to move quick***</b></span></div>
<div>
<br /></div>
<div>
Unlike the Georgia Dream Program (we all love) you don't have to be a... 1st time home buyer to qualify for this grant. <br />
<br />
<br />
<ul>
<li><b><span style="color: red;">No Double closings</span></b></li>
</ul>
</div>
<br />
<div style="color: #323333; font-family: tahoma; line-height: normal;">
A DPA grant decreases homebuyer costs, avoids burdening the homebuyer with additional debt and eliminates property liens associated with secondary financing options.</div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<div style="color: #323333; font-family: tahoma; line-height: normal;">
This also creates a long-term positive domino effect because the housing market is infused with borrowers holding more equity for a future move-up purchase if they desire, in turn freeing up another potential entry-level property.</div>
<ul>
<li><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span style="-webkit-text-stroke-width: initial;">Grant reduces debt and creates positive home equity.</span></li>
<li><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span style="-webkit-text-stroke-width: initial;">Grant creates a positive impact on housing economy.</span></li>
</ul>
<div>
<br /></div>
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyIXlsQh9VDgkG7ic46OL01O4oDENIs3Oq1hXtfRiJdvOrXunKNfRZ69dllQkZ4oMsxKhZt3eANx21xFt4Wg9KryGhv6NxoEg4lI_VymYyHyGaj2uGn7KFLtt7NI7KJJgGfgv7Pj2EoK7e/s1600/nw-stats.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="185" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyIXlsQh9VDgkG7ic46OL01O4oDENIs3Oq1hXtfRiJdvOrXunKNfRZ69dllQkZ4oMsxKhZt3eANx21xFt4Wg9KryGhv6NxoEg4lI_VymYyHyGaj2uGn7KFLtt7NI7KJJgGfgv7Pj2EoK7e/s200/nw-stats.jpg" width="200" /></a></div>
<div style="font-family: tahoma; line-height: normal; margin-left: 36px; text-indent: -36px;">
<span style="color: #323333; font-size: 11px;"> </span><span style="color: red;"><b><span class="Apple-tab-span" style="font-size: 11px; white-space: pre;"> </span><span style="font-size: large;">Non-repayable grant up to 5% of the mortgage loan.</span></b></span></div>
<div>
<div style="-webkit-text-stroke-color: rgb(50, 51, 51); -webkit-text-stroke-width: initial; color: #323333; font-family: Tahoma; font-size: 11px; line-height: normal; margin-left: 36px; text-indent: -36px;">
<span class="Apple-tab-span" style="white-space: pre;"> </span><span style="-webkit-text-stroke-width: initial;"> </span></div>
<ul>
<li><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span style="-webkit-text-stroke-width: initial;"><b>Generous FICO/DTI requirements.</b></span></li>
<li><b><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span style="-webkit-text-stroke-width: initial;">Low-to-moderate income limits (qualifying income only).</span></b></li>
<li><b><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span class="Apple-tab-span" style="-webkit-text-stroke-width: initial; white-space: pre;"> </span><span style="-webkit-text-stroke-width: initial;">FHA, VA, and USDA loan types.</span></b></li>
<li><span style="-webkit-text-stroke-width: initial; color: #393939;"><b><span class="Apple-tab-span" style="white-space: pre;"> </span><span class="Apple-tab-span" style="white-space: pre;"> </span></b></span><b style="-webkit-text-stroke-color: rgb(57, 57, 57); -webkit-text-stroke-width: initial; color: #393939;">Available in multiple states.</b></li>
<li><span style="color: #393939;"><b> 30-year fixed term with full amortization</b></span></li>
</ul>
<br />
<div style="-webkit-text-stroke-color: rgb(57, 57, 57); -webkit-text-stroke-width: initial; color: #393939; font-family: Tahoma; font-size: 11px; line-height: normal; margin-left: 36px; min-height: 13px; text-indent: -36px;">
<b></b><br /></div>
<div style="line-height: normal; margin-left: 36px; text-indent: -36px;">
<b><span style="color: #393939; font-family: "tahoma";"><span style="font-size: 11px;">Ok, There are income limits for this program, and varies county by county.... </span> </span></b><br />
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<span style="font-size: large;">Cobb Fulton Dekalb</span></div>
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<span style="font-size: large;">$77,625 $77,625 $77,625 </span><span style="font-size: xx-small;">Updated 4/12/2016</span><br />
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<b>You Must: </b></div>
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<b><span style="font-size: large;"><span style="color: red;">Occupy the residence as their primary residence; non-occupant co-borrowers are not allowed</span><span style="color: #393939;">.</span></span></b><br />
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<span style="color: #393939; font-size: large;"><b>If You Want To Know More About This Program Please Complete The Form Below!!!</b></span><br />
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<iframe src="https://docs.google.com/forms/d/e/1FAIpQLScw75HooUeuskC00opB63WkurBZLG8lOWzGNhOaXZ4cQLHDRw/viewform?embedded=true" width="560" height="300" frameborder="0" marginheight="0" marginwidth="0">Loading...</iframe>Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-55678366515819690382016-08-12T11:03:00.001-04:002016-08-12T11:03:16.630-04:006 Diffrent Types of Homes Loans that May work for you!!<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7pPjg9ZGicX2OWxGvWll7At5xrO_hTb9LU0X5vaj3IP5O12If_VFogK5L202AVT3qW8aQBC3VmnV8ELUQWZ8Sibaj7akDTskhilqk0xofi6ehVY6k864zxCufabBLBkQBpiUmefZv3pbr/s1600/loan-puzzle.jpg" imageanchor="1"><img border="0" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7pPjg9ZGicX2OWxGvWll7At5xrO_hTb9LU0X5vaj3IP5O12If_VFogK5L202AVT3qW8aQBC3VmnV8ELUQWZ8Sibaj7akDTskhilqk0xofi6ehVY6k864zxCufabBLBkQBpiUmefZv3pbr/s320/loan-puzzle.jpg" width="320" /></a><br />
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<a href="http://www.realtor.com/advice/pros-cons-fixed-rate-mortgages/" style="box-sizing: border-box; color: #d92228; text-decoration: none;" target="_blank">Fixed-rate loan</a></h2>
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The most common type of loan, a fixed-rate loan prescribes a single interest rate—and monthly payment—for the life of the loan, which is typically 15 or 30 years.</div>
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<strong style="box-sizing: border-box;">Right for:</strong> Homeowners who crave predictability and aren’t going anywhere soon. You pay X amount for Y years—and that’s the end. The rise and fall of interest rates (like the nationwide increase that followed the <a href="http://www.nytimes.com/2015/12/21/business/economy/effects-of-past-interest-rate-increases-offer-guide-to-future-risks.html" style="box-sizing: border-box; color: #d92228; text-decoration: none;" target="_blank">Fed’s action in December</a>) won’t change the terms of your loan, so you’ll always know what to expect. That said, they’re best for people who plan to stay in their home for at least a good chunk of the life of their loan; if you think you’ll move fairly soon, you may want to consider the next option.</div>
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<a href="http://www.realtor.com/advice/adjustable-rate-mortgage-good-or-bad/" style="box-sizing: border-box; color: #d92228; text-decoration: none;" target="_blank">Adjustable-rate mortgage</a></h2>
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ARM loans offer interest rates typically lower than you’d get with a fixed-rate loan for a period of time—such as five or 10 years. But after that, your interest rates (and payments) will adjust, typically once a year, roughly corresponding to current interest rates. So if interest rates shoot up, so do your monthly payments; if they plummet, you’ll pay less.</div>
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<strong style="box-sizing: border-box;">Right for:</strong> Home buyers with lower credit scores. Since people with poor credit typically can’t get good rates on fixed-rate loans, an ARM can nudge those interest rates down enough to put homeownership within easier reach. These loans are also great for people who plan to move and sell their home before their fixed-rate period is up and their rates start vacillating.</div>
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<a href="http://www.realtor.com/advice/new-rules-make-fha-loans-look-tempting-theyre-not-everyone/" style="box-sizing: border-box; color: #d92228; text-decoration: none;" target="_blank">FHA loan</a></h2>
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While typical loans require a down payment of 20% of the purchase price of your home, with a Federal Housing Administration loan, you can put down as little as 3.5%.</div>
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<strong style="box-sizing: border-box;">Right for:</strong> Home buyers with meager savings for a down payment. These loans come with several caveats. First, most loans are limited to $417,000 and don’t provide much flexibility: Rates are typically fixed, with either 15- or 30-year terms. Buyers are also required to pay <a href="http://www.realtor.com/advice/private-mortgage-insurance-explained/" style="box-sizing: border-box; color: #d92228; text-decoration: none;" target="_blank">mortgage insurance</a>—either upfront or over the life of the loan—which hovers around 1% of the cost of your loan.</div>
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<a href="http://www.realtor.com/advice/guides/va-loan/" style="box-sizing: border-box; color: #d92228; text-decoration: none;" target="_blank">VA loan</a></h2>
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If you’ve served in the United States military, a Veterans Affairs loan can be an excellent alternative to a traditional mortgage. If you qualify, you can score a sweet home with no money down and no mortgage insurance requirements.</div>
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<strong style="box-sizing: border-box;">Right for:</strong> Veterans who’ve served 90 days consecutively during wartime, 180 during peacetime, or six years in the reserves. That said, the VA has strict requirements on the type of home you can purchase: It must be your primary residence, and it must meet “minimum property requirements” (that is, no fixer-uppers allowed).</div>
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<a href="http://www.realtor.com/advice/usda-loans/" style="box-sizing: border-box; color: #d92228; text-decoration: none;" target="_blank">USDA loan</a></h2>
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USDA Rural Development loans are designed for families in rural areas. The government finances 100% of the home price—in other words, no down payment necessary—and offers discounted interest rates to boot.</div>
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<strong style="box-sizing: border-box;">Right for:</strong> Families in rural areas who are struggling financially. These loans are designed to put homeownership in their grasp. The catch? Your <a href="http://www.realtor.com/advice/finance/avoid-debt-overload-by-balancing-income-versus-debt/" style="box-sizing: border-box; color: #d92228; text-decoration: none;" target="_blank">debt load cannot exceed your income</a> by more than 41%, and, like the FHA loan, you will be required to purchase mortgage insurance.</div>
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<a href="http://www.realtor.com/advice/sell/is-a-bridge-loan-an-option-for-repeat-buyers/" style="box-sizing: border-box; color: #d92228; text-decoration: none;" target="_blank">Bridge loan</a></h2>
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Also known as a gap loan or “repeat financing,” a bridge loan is an excellent option if you’re purchasing a home before selling your previous residence. Lenders will wrap your current and new mortgage into one payment; once your home is sold, you pay off that mortgage and refinance.</div>
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<strong style="box-sizing: border-box;">Right for:</strong> Homeowners with excellent credit and a low debt-to-income ratio, and who don’t need to finance more than 80% of the two homes’ combined value. Meet those requirements, and this can be a simple way of transitioning between two houses without having a meltdown—financially or emotionally—in the process.</div>
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<iframe frameborder="0" height="500" marginheight="0" marginwidth="0" src="https://docs.google.com/forms/d/e/1FAIpQLSdIq2iMUNwaG3UhKJZx2s_F6je60qKFI5WC7kkAxUizqNMvsQ/viewform?embedded=true" width="760">Loading...</iframe>Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-55793218880063267872016-07-12T10:47:00.000-04:002016-07-12T10:47:44.364-04:0010 Commandments For The Mortgage Process<div class="MsoNormal" style="color: #222222; font-family: Calibri, sans-serif; font-size: 11pt; margin: 0in 0in 0.0001pt;">
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<b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;">1) Thou shalt NOT change jobs, become self-employed, or quit your job.</span></b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;"><u></u><u></u></span></div>
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<b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;">2) Thou shalt NOT buy a car, truck, van, motorcycle, ATV, or any other vehicle (or you may be living in it)</span></b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;"><u></u><u></u></span></div>
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<b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;">3) Thou shalt NOT use your credit cards excessively or let <i><u>ANY</u> </i>of your payments fall behind.</span></b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;"><u></u><u></u></span></div>
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<b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;">4) Thou shalt NOT spend the money you have set aside for downpayment or closing costs.</span></b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;"><u></u><u></u></span></div>
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<b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;">5) Thou shalt NOT buy furniture, appliances, or household items before you buy your new house.</span></b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;"><u></u><u></u></span></div>
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<b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;">6) Thou shalt NOT originate or allow any new inquiries on your credit report.</span></b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;"><u></u><u></u></span></div>
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<b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;">7) Thou shalt NOT make any large OR 'cash only' deposits into your bank accounts or transfer money between accounts without first consulting your <span class="il">mortgage</span> consultant.</span></b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;"><u></u><u></u></span></div>
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<b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;">8) Thou shalt NOT change bank accounts.</span></b></div>
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<b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;">9) Thou shalt NOT co-sign for anyone, or allow authorized users to charge on your credit accounts.</span></b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;"><u></u><u></u></span></div>
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<b><span style="color: #c00000; font-family: "source sans pro"; font-size: 10.5pt; line-height: 21px;">10) Thou shalt NOT omit any debts or liabilities from your loan application.</span></b></div>
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<span style="color: #c00000; font-family: "source sans pro";"><span style="font-size: 14px;"><b>Need A Good Lender or Maybe Just want to know more about the loan process Contact Me Below!!!!</b></span></span></div>
<iframe allowtransparency="true" frameborder="0" scrolling="no" src="http://www.contactme.com/56d0bf42d060ee0003000443/embed" style="height: 500px; width: 510px;"></iframe>Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-91754981890453954242016-07-12T09:00:00.000-04:002016-07-12T09:08:07.634-04:00WE DeKalb Housing Initiative, Down Payment Assistance Grant<span style="background-color: white; font-family: "arial" , "tahoma" , "helvetica" , "freesans" , sans-serif;"><span style="color: red; font-family: "georgia" , "times new roman" , serif; font-size: large;"><b>We DeKalb stands for Work Force Enhancement. it is a partnership with <span style="line-height: 19px;">DeKalb Chamber of Commerce and Decide DeKalb Development Authority. The WE DeKalb housing initiative, a program that provides home ownership opportunities for DeKalb’s workforce.</span></b></span></span><br />
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<span style="font-family: "georgia" , "times new roman" , serif;"><b><span style="background-color: white;">DeKalb County businesses can offer this "owner-occupant progr</span><span style="background-color: white;">am" to their employees as an economic incentive. The program also offers attractive re-financing opportunities for select homeowners’ existing mortgages, depending on the rate option selected.</span></b></span></div>
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<span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b>Employees of DeKalb County businesses considering relocation to DeKalb County or currently residing there may take advantage of this unique program that offers qualifying home buyers, a 30-year fixed-rate mortgage with down payment assistance (DPA Grant) equal to either 3% or 5% of the mortgage amount, with no repayment. The grant can be used for down payment and or closing cost assistance.</b></span></span></div>
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<strong style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;">Here's how the WE DeKalb Program works:</span></strong></div>
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<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b>Select a lending institution from the approved lender list.</b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b>Contact the lender and present a letter of introduction along with your completed your mortgage application. The determination of your mortgage application is governed by the lending institution. The approved participating lender can help determine if you meet the program qualifications.</b></span></span></li>
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<strong style="background-color: white;"><span style="color: red; font-family: "georgia" , "times new roman" , serif; font-size: large;">General Guidelines:</span></strong></div>
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<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>Mortgage rates for the program will be the same or slightly above the market mortgage rates depending on the selected DPA grant option. Rates will change periodically</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>Maximum qualifying income – $81,900 (families of 2 or less) and $95,600 (families of 3 or more)</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>Eligible VA and FHA loans</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>FHA mortgage limit is $342,700</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>VA mortgage limit is $417,000</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>Minimum FICO score of 660</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>45% debt-to-income (DTI) ratio</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>No first-time homebuyer requirement</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>Residential property</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>Owner-occupied</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>Property must be located in DeKalb County</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>New or existing 1-4 units detached or attached, condos, town homes, and manufactured homes that meet service/guarantor requirements are eligible</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>No prepayment penalty</u></b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b><u>Standard agency guidelines still apply</u></b></span></span></li>
</ul>
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<strong style="background-color: white;"><span style="color: red; font-family: "georgia" , "times new roman" , serif; font-size: large;">Non-eligible:</span></strong></div>
<ul style="font-family: arial, tahoma, helvetica, freesans, sans-serif; line-height: 19px; margin: 0px 0px 10px 25px; padding: 0px;">
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b>Recreational, seasonal, or other types of vacation or non-permanent homes;</b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b>Buy downs are not permitted;</b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b>Cosigners are not permitted; and</b></span></span></li>
<li style="border: none; line-height: 20px; margin: 0px 0px 0.25em; padding: 0.25em 0px;"><span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b>Construction to permanent is not permitted.</b></span></span></li>
</ul>
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<strong style="background-color: white;"><span style="color: red; font-family: "georgia" , "times new roman" , serif; font-size: large;">Next Steps:</span></strong></div>
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<span style="background-color: white;"><span style="font-family: "georgia" , "times new roman" , serif;"><b>If you are interested in getting approved for the WE DeKalb Program please contact me by completing the information below. Someone will reach out to you within 24 to 48 hours.</b></span></span></div>
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<span style="font-size: x-large;">Want More Info on This Loan Product? Fill Out The Form Below</span><br />
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<iframe src="http://www.contactme.com/56d0bf42d060ee0003000443/embed" frameborder="0" scrolling="no" allowtransparency="true" style="height: 500px; width: 510px;"></iframe>Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com1tag:blogger.com,1999:blog-3435869451479662047.post-27521110198538019362016-05-18T23:24:00.002-04:002016-05-18T23:24:42.883-04:0030-45 Day Closings...what do you do!!!!<iframe allowtransparency="true" frameborder="0" height="25" scrolling="no" src="https://www.opendrive.com/player/MjBfMjc4MjA4XzhUNUV6" style="border: 0;" width="297"></iframe>
Listen To This Audio
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Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-5117082419473097002016-05-18T22:53:00.001-04:002016-05-18T23:11:19.696-04:00Do I Lease or Sell My House....The Market is HOOOOTTT!!!!
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Check Out My Audio Post Today!!!!
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<span style="background-color: white;"><br /></span>
<span style="background-color: white;"><span style="color: red;"><span style="font-size: large;">Do I Lease My House or Sell in this Current Market!!!!!!!!!! </span></span></span><br />
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<span style="font-size: x-large;">My Thoughts...</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0VmjdSjJV-eJcyS4_PIEX0SP_GIE4oGibSjuenwJ4PeBxfpBv2ebkeb7R6q4QrHHlFVkZ1SomFdl3fqyy0D9SNlFd5p8DrGXfSAqsXNf7Lg6Z_Z_7bfO74RDrHIVrlO1YGXkFn9PQByXr/s1600/images.jpeg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="239" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0VmjdSjJV-eJcyS4_PIEX0SP_GIE4oGibSjuenwJ4PeBxfpBv2ebkeb7R6q4QrHHlFVkZ1SomFdl3fqyy0D9SNlFd5p8DrGXfSAqsXNf7Lg6Z_Z_7bfO74RDrHIVrlO1YGXkFn9PQByXr/s320/images.jpeg" width="320" /></a></div>
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<span style="font-size: x-large;">Because The Market Is Hot!!!!! </span> <br />
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Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-35351848923039313952016-05-03T21:15:00.003-04:002016-05-03T21:20:27.613-04:00Self Employed and Looking for a loan to buy a home.....Citadel May be the Loan Company for you....<br />
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<span style="color: blue; font-size: x-large;"><b>Use Assets as Income! Self Employed.....Not a problem! Citadel Non-Prime has a new loan program that may fit you!!!!</b></span><br />
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<b>The Most Innovative Asset Depletion Program in the industry</b><br />
<b><br /></b>
<b>Use 100% of Liquid Assets to cover 7yrs of 84 Months of PITI & Liabilities</b><br />
<b><br /></b>
<b>Highlights:</b><br />
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<ul>
<li><span style="color: blue;"><b>Your Borrower does NOT have to be currently traditionally employed.</b></span></li>
<li><span style="color: blue;"><b>This program can be combined with any other Citadel Income Program!</b></span></li>
<li><span style="color: blue;"><b>You only need to show two months of qualifying Account</b></span></li>
<li><span style="color: blue;"><b>50% DTI-Up to 90% LTV- Purchase or ℅ Refi</b></span></li>
<li><span style="color: blue;"><b>Down to 500 Fico Owner Occupied or Investment</b></span></li>
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<b>This is a short break down of a current loan program provided by Citadel Servicing Corp.</b></div>
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<b>Citadel provides loan products for buyers that are self employed and small business owners.</b></div>
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<b>Citadel doesn't work directly with buyers, they have lic loan officers that carry their products to the market. You just have to know who to go to. </b></div>
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<b>WANT TO KNOW MORE ABOUT THIS LOAN PRODUCT? </b></div>
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<b>COMPLETE THE FORM AND I'LL CALL YOU FOR A 1 ON1 TO SEE IF CITADEL IS A GOOD FIT!</b></div>
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<iframe allowtransparency="true" frameborder="0" scrolling="no" src="http://www.contactme.com/56d0bf42d060ee0003000443/embed" style="height: 500px; width: 510px;"></iframe>Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-34222824426463475682016-04-14T20:29:00.003-04:002016-04-14T20:29:47.989-04:007277 Taloga Lane For Sale.....Short Sale Deal<br />
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<span style="color: red; font-size: large;"><b>Want to View this Home?</b></span></div>
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<span style="color: red; font-size: large;"><b><br /></b></span></div>
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<span style="color: red; font-size: large;"><b>Complete The Form Below</b></span></div>
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<span style="color: red; font-size: large;"><b><br /></b></span></div>
<iframe src="http://www.contactme.com/56d0bf42d060ee0003000443/embed" frameborder="0" scrolling="no" allowtransparency="true" style="height: 500px; width: 510px;"></iframe>Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-13405821285756554402016-04-14T17:30:00.000-04:002016-04-14T17:42:05.307-04:00Free Home Buyer Seminar May 14, 2016<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6IVlrFkQ6zVUe_LOc5V6-YJe2cYe6F5FsxQ8lyQipKfyQdIMrFfF_vc5kUdxVSZW568B0lbAwFk79tnmiZtbxqt_BCywbHjKuuP8gh6UOMDUzqcLFbZ-LuKo9vd0ff9aynRBDDY3VmINX/s1600/Home+buyer+sim+Jpg.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em; text-align: center;"><img border="0" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6IVlrFkQ6zVUe_LOc5V6-YJe2cYe6F5FsxQ8lyQipKfyQdIMrFfF_vc5kUdxVSZW568B0lbAwFk79tnmiZtbxqt_BCywbHjKuuP8gh6UOMDUzqcLFbZ-LuKo9vd0ff9aynRBDDY3VmINX/s640/Home+buyer+sim+Jpg.jpg" width="640" /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5NQW7tnmcWCv6QbA0TGVud-tJYizCm10KS0Ts5vy4HG8AmqlWmv9a06Z6FKzkC3LKoSAU_mOGlKBVVxhYrwy8pmfVr1dkJwojuujhs_VJPNODZQvRdZacmPbHATTrU7WYs2ZjssBpnNfb/s1600/Home+buyer+sim+Jpg.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><br /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5NQW7tnmcWCv6QbA0TGVud-tJYizCm10KS0Ts5vy4HG8AmqlWmv9a06Z6FKzkC3LKoSAU_mOGlKBVVxhYrwy8pmfVr1dkJwojuujhs_VJPNODZQvRdZacmPbHATTrU7WYs2ZjssBpnNfb/s1600/Home+buyer+sim+Jpg.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><br /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5NQW7tnmcWCv6QbA0TGVud-tJYizCm10KS0Ts5vy4HG8AmqlWmv9a06Z6FKzkC3LKoSAU_mOGlKBVVxhYrwy8pmfVr1dkJwojuujhs_VJPNODZQvRdZacmPbHATTrU7WYs2ZjssBpnNfb/s1600/Home+buyer+sim+Jpg.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><br /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5NQW7tnmcWCv6QbA0TGVud-tJYizCm10KS0Ts5vy4HG8AmqlWmv9a06Z6FKzkC3LKoSAU_mOGlKBVVxhYrwy8pmfVr1dkJwojuujhs_VJPNODZQvRdZacmPbHATTrU7WYs2ZjssBpnNfb/s1600/Home+buyer+sim+Jpg.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><br /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5NQW7tnmcWCv6QbA0TGVud-tJYizCm10KS0Ts5vy4HG8AmqlWmv9a06Z6FKzkC3LKoSAU_mOGlKBVVxhYrwy8pmfVr1dkJwojuujhs_VJPNODZQvRdZacmPbHATTrU7WYs2ZjssBpnNfb/s1600/Home+buyer+sim+Jpg.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><br /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj5NQW7tnmcWCv6QbA0TGVud-tJYizCm10KS0Ts5vy4HG8AmqlWmv9a06Z6FKzkC3LKoSAU_mOGlKBVVxhYrwy8pmfVr1dkJwojuujhs_VJPNODZQvRdZacmPbHATTrU7WYs2ZjssBpnNfb/s1600/Home+buyer+sim+Jpg.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><br /></a><br />
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<div style="text-align: center;">
<span style="color: red; font-size: large;"><b>RSVP by May 12th</b></span></div>
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<span style="color: red; font-size: large;"><b><br /></b></span></div>
<div style="text-align: center;">
<span style="color: red; font-size: large;"><b>For More Info Complete the form below and I will contact you.</b></span><br />
<span style="color: red; font-size: large;"><b><br /></b></span>
<span style="color: red; font-size: large;"><b><br /></b></span></div>
<iframe src="http://www.contactme.com/56d0bf42d060ee0003000443/embed" frameborder="0" scrolling="no" allowtransparency="true" style="height: 500px; width: 510px;"></iframe>Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-12204291021368854422016-03-01T22:39:00.002-05:002016-03-01T22:47:28.846-05:00Shiloh Springs Road N Cumming, GA 30040<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgq-RsVjCCeM-zrg7oxIrBNX-fGgYQHWNeaHH5cYcBRpOBjNj3N2d56y5NtGvmOL6y02C4qrbxWXIEwg5WikVWJlB-50ceAOtanvQfwKt6X24kbsPpXWjtkAg4QifBi-HjHKWj06YtrSntV/s1600/0-medium-1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgq-RsVjCCeM-zrg7oxIrBNX-fGgYQHWNeaHH5cYcBRpOBjNj3N2d56y5NtGvmOL6y02C4qrbxWXIEwg5WikVWJlB-50ceAOtanvQfwKt6X24kbsPpXWjtkAg4QifBi-HjHKWj06YtrSntV/s320/0-medium-1.jpg" width="320" /></a></div>
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<h3 style="background-image: url(http://cdn3.diverse-cdn.com/idx-v2/images/2-5/h3-dot.png/16e6f8); background-position: 0% 50%; background-repeat: repeat no-repeat; color: #565b7e; font-family: ff-dagny-web-pro-1, ff-dagny-web-pro-2, sans-serif; font-size: 14px; font-weight: normal; margin: 0px; padding: 0px;">
<span class="title" style="background-color: white; display: inline-block; font-size: 13px; font-weight: bold; padding: 0px 10px 0px 0px; text-transform: uppercase;">ABOUT THIS PROPERTY</span></h3>
<div id="detail-panel-description" style="color: #5d5d5d; font-family: ff-dagny-web-pro-1, ff-dagny-web-pro-2, sans-serif; font-size: 13px; margin-bottom: 18px; margin-top: 7px; padding: 0px;">
Great South Forsyth location with easy access to shopping and dining at the Avenues. Features outstanding schools, community swimming, tennis and playground. Home is built on a full daylight basement and features a large private fenced back yard with outside entertainment area on deck and patio. Open concept floor plan with beautiful hardwood floors, granite counters, walk in pantry, island, view to 2 story family room full of natural light and fireplace.</div>
<div id="detail-panel-description" style="color: #5d5d5d; font-family: ff-dagny-web-pro-1, ff-dagny-web-pro-2, sans-serif; font-size: 13px; margin-bottom: 18px; margin-top: 7px; padding: 0px;">
$354,900</div>
<div id="detail-panel-description" style="margin-bottom: 18px; margin-top: 7px; padding: 0px;">
<span style="font-size: x-large;"><span style="background-color: white;"><b>5 Bedroom 3Bathrooms</b></span></span></div>
<div id="detail-panel-description" style="margin-bottom: 18px; margin-top: 7px; padding: 0px;">
<span style="font-size: x-large;"><span style="background-color: white;"><b>Want More Info on this Property? Contact Me</b></span></span></div>
<div id="detail-panel-description" style="margin-bottom: 18px; margin-top: 7px; padding: 0px;">
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Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-24107872567615614652016-03-01T22:23:00.004-05:002016-03-01T22:23:53.391-05:00Anyone looking to buy a Tree House? lol<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1gofWxNz-D9D5TtADNrBeNzzlFArtYQ62lESrjCviFkXbUel-SXOqhIDrVf2R5FL3lqDlcTfETpZZRJgXdULELvbC_7sT7KAwd6v_3yTObYs50jr86Gytn8eKM2FiL9JoZKUznBbCljuU/s1600/tree-house.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1gofWxNz-D9D5TtADNrBeNzzlFArtYQ62lESrjCviFkXbUel-SXOqhIDrVf2R5FL3lqDlcTfETpZZRJgXdULELvbC_7sT7KAwd6v_3yTObYs50jr86Gytn8eKM2FiL9JoZKUznBbCljuU/s640/tree-house.jpg" /></a></div>
Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-49124912675312133902016-03-01T21:09:00.000-05:002016-03-01T21:09:44.929-05:00Do Want $5000- $7500?So in a post I did last week I failed to add one important point about the Georgia Dream program<br />
<br />
<br />
how much money you get...........<br />
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<br />
$5000 for eligible home buyers<br />
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$7500 for eligible home buyers who are employed in <span style="font-size: x-large;"><span style="color: #cc0000;"><b>qualified public protection,</b></span> <b><span style="color: #990000;">military, health</span></b> <span style="color: #660000;"><b>care or education.</b></span></span><br />
<span style="font-size: x-large;"><span style="color: #660000;"><b><br /></b></span></span><span style="color: #660000; font-size: x-large;"><b>Do you need this to close?</b></span><br />
<span style="color: #660000; font-size: x-large;"><b><br /></b></span><span style="color: #660000; font-size: x-large;"><b><br /></b></span><span style="color: #660000; font-size: x-large;"><b>Get a FREE pdf that outlines the program!</b></span><br />
<div>
<span style="color: #660000; font-size: x-large;"><b><br /></b></span></div>
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Fill out my <a href="https://lucrative7.wufoo.com/forms/m19c38m50avs2uw">online form</a>.
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Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-87094574859529245192016-02-28T22:44:00.000-05:002016-03-01T21:48:29.251-05:00Do YOU know what A FHA Loan is?<b><span style="font-size: x-large;">FHA Loans can be very powerful</span></b><br />
<br />
<br />
<ul>
<li>Low down payment</li>
<li>more lenient credit requirements</li>
<li>easier to qualify for than conventional mortgages</li>
<li>Perfect for the 1st time home owner</li>
<li>Perfect for the Georgia Dream down payment program....( check out my post on the Georgia Dream</li>
<li>Insured by the Federal Housing Adminstration</li>
</ul>
<div>
<span style="color: blue; font-size: large;"><b>So what do lenders look at to approve you for FHA?</b></span></div>
<div>
<span style="color: blue;"><br /></span></div>
<div>
<span style="color: blue;">>>>></span></div>
<div>
<br /></div>
<div>
<ul>
<li>Credit history</li>
<li>Capacity to repay</li>
<li>Cash assets available to close the mortgage</li>
<li>Collateral</li>
</ul>
<div>
FHA loans are great for single family homes but can be used to purchase suburban homes, condos, multi unit properties.</div>
</div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<span style="font-size: x-large;"><u>You can get into an FHA loan with 580 or better scores. </u></span> </div>
<div>
<br /></div>
<div>
<b>CHECK THIS OUT</b></div>
<div>
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<div>
<span style="color: red; font-size: large;"><b>500-579</b></span> will get you 90% toward your purchase</div>
<div>
<br /></div>
<div>
<b><span style="color: red; font-size: large;">580 </span></b>or better will get you the maximum financing amount.......96.5%.....</div>
<div>
<br /></div>
<div>
<span style="font-size: large;">The real reason I like this loan is the low down payment.......... 3.5% down is all you need. Boom</span></div>
<div>
<span style="font-size: large;"><br /></span></div>
<div>
<span style="font-size: large;">Sad thing is you can only have 1 FHA loan products at a time.</span></div>
<div>
<span style="font-size: large;"><br /></span></div>
<div>
<span style="font-size: large;"><br /></span></div>
<div>
<span style="font-size: large;">If you have some CREDIT issues( this includes chapter 13 bankruptcy) don't worry.... less then perfect will work here, I they want to see is </span></div>
<div>
<span style="font-size: large;"><br /></span></div>
<div>
<span style="font-size: large;">an history of reliable income and steady payments over the last 12-24 months</span></div>
<div>
<span style="font-size: large;"><br /></span></div>
<div>
<span style="font-size: large;"><br /></span></div>
<div>
<span style="font-size: large;">Would you like some more info about this type of loan product?</span></div>
<div>
<span style="color: blue; font-size: x-large;"><br /></span></div>
<div>
<span style="color: blue; font-size: x-large;"><br /></span></div>
<div>
<span style="color: blue; font-size: x-large;"><b>GET A FREE GUIDE about FHA Loans or just a FREE Consultation.....complete the form below and I get with you!</b></span></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<br /></div>
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Fill out my <a href="https://lucrative7.wufoo.com/forms/m19c38m50avs2uw">online form</a>.
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Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-23891750537088159232016-02-26T16:25:00.001-05:002016-02-27T10:30:30.086-05:00Georgia Dream Home Ownership Program<strong><span style="color: #cc0000;">The Georgia Dream Home Ownership Program....</span></strong><br />
<strong><span style="color: #cc0000;"><br /></span></strong>
<strong><span style="color: #cc0000;">Makes it possible to afford your first mortgage through down payment assistance for eligible home buyers.</span></strong><br />
<br />
<span style="font-size: x-large;">Easy to qualify! </span><br />
<br />
<h3>
<span style="color: red;">Perfect for</span> </h3>
<ul>
<li>first-time home buyers</li>
<li>those who have not owned a home in the past three years</li>
<li>those who purchase a home in targeted areas</li>
</ul>
<br />
Maximum Household Income <br />
<br />
<br />
1-2 persons $69,000<br />
3- or more persons $79,500<br />
<br />
sales price can not exceed $250,000<br />
<br />
Borrower Must<br />
<ul>
<li>use the loan in conjunction with a Georgia Dream First Mortgage Loan</li>
<li>complete individual credit counseling</li>
</ul>
Contribute a minimum of $1000 to the purchase transaction<br />
<br />
<ul>
<li><span style="color: red;"><strong>30 year fixed interest rate mortgages</strong></span></li>
<li><strong><span style="color: red;">Can be used with FHA,USDA-RD, VA or conventional uninsured mortgage loans</span></strong></li>
</ul>
<strong><span style="color: red;"></span></strong><br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhO1aSVwPsYQNPq6zB9TpytdPw4CamBuoAPybD5Qxb2xAbzzucGMWUgsILpKTHFv8US7a43O91TuBdFKT07qiovs0fHLP2kvMpnGMQ-PbcukKLwmJo5jiP90zcnUukyWnmJVFnxU6KYN16g/s1600/IMG_2250.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhO1aSVwPsYQNPq6zB9TpytdPw4CamBuoAPybD5Qxb2xAbzzucGMWUgsILpKTHFv8US7a43O91TuBdFKT07qiovs0fHLP2kvMpnGMQ-PbcukKLwmJo5jiP90zcnUukyWnmJVFnxU6KYN16g/s320/IMG_2250.JPG" width="240" /></a></div>
<br />
<span style="color: #990000; font-size: x-large;"><strong><u>FOR MORE INFOMATION or A FREE BUYERS CONSULTATION</u></strong></span><br />
<strong><u><span style="color: #990000; font-size: x-large;"></span></u></strong><br />
<br />
<strong><u><span style="color: #990000; font-size: x-large;"></span></u></strong><br />
<strong><u><span style="color: #990000; font-size: x-large;"></span></u></strong><br />
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Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-40861660475241823032016-02-24T21:59:00.000-05:002016-02-24T21:59:09.549-05:00Should I lease my house or Sell It?<br />
<br />
In such a hot real estate market, I always get the question should I lease or sell my house. I have a bias perspective, because I invest in real estate I always say don't sell. Like Robert Kiyosaki says, the market may drop but people will always need a place to live. Rental rates are jumping and I truly believe in owning HARD ASSESTS they are the best investments to have in your future. Real Estate, gold, and other precious metals are great assests to have during hard times. The tax advantages real estate provides can change your financial situation. <br />
<br />
Selling right now has some strong advantages. <br />
1. More money- in a hot market houses don't sit too long, you can get a good price sometimes more than what you ask<br />
2. More buyers- low rates right now means lots of buyers looking and getting pre approved.<br />
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It comes down to cash flow/ tax advantages or capital gains and cash out. Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-39899365960475672912016-02-15T17:13:00.000-05:002016-02-15T21:06:07.085-05:00Write down your must have's 1-10<span style="color: #444444;">There is no perfect house, but you can get close. Listing the desires you want in a house helps you and your realtor drill through the MLS to find the house that could meet your needs. More importantly, it helps to organize your thoughts, eliminates distractions, and speeds up your search process. </span><br />
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<span style="color: #444444;">So put it on paper!!!! </span>Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0tag:blogger.com,1999:blog-3435869451479662047.post-631027069846910152016-02-14T00:10:00.000-05:002016-02-14T00:10:21.769-05:00Sooooo You want to buy a houseYour wasting your time if your not approved. The worst feeling is finding a house you like and finding out you can't buy it. It's worst then missing your closing because you over slept or forgot. Sounds crazy right. You would never do that right? Well your walking on the wild side. If your agent let's you do it then fire them. The worst feeling is seeing that home you like under contract. If your going to look, don't draw your realtor into the search, Duncan your bias......memmm........yep. So get your money right and don't wast your time.Anonymoushttp://www.blogger.com/profile/05710495435011305089noreply@blogger.com0