Georgia Dream Home Ownership Program

The Georgia Dream Home Ownership Program....

Makes it possible to afford your first mortgage through down payment assistance for eligible home buyers.

Easy to qualify! 

Perfect for

• first-time home buyers
• those who have not owned a home in the past three years
• those who purchase a home in targeted areas

Maximum Household Income


1-2 persons $69,000
3- or more persons $79,500

sales price can not exceed $250,000

Borrower Must

• use the loan in conjunction with a Georgia Dream First Mortgage Loan
• complete individual credit counseling

Contribute a minimum of $1000 to the purchase transaction

• 30 year fixed interest rate mortgages
• Can be used with FHA,USDA-RD, VA or conventional uninsured mortgage loans

FOR MORE INFOMATION or A FREE BUYERS CONSULTATION